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PaveWay provides a transparent fee engine that calculates costs in real-time based on the payment method, customer location, and merchant configuration.

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Fee Types

Fee TypeDescriptionStandard Rate
Platform FeePaveWay’s processing fee.1.0%
Provider FeePassthrough cost from the gateway (Stripe, Flutterwave, etc.).Varies by country (1.4% - 4.8%)
Fixed FeeA flat cost per transaction.50 XAF (Local MM) / $0.30 (Intl Cards)

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Fee Bearer Configuration

You can control who pays the transaction fees using the fee_bearer parameter at PaymentIntent creation.
  • merchant: Fees are deducted from your final payout. The customer pays exactly the amount you specify.
  • customer (Default): Fees are added to the transaction amount. The customer sees a slightly higher total at checkout, but you receive the full requested amount.

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Fetching a Quote

You can retrieve a real-time fee breakdown before charging the customer. 
GET /v1/payment-methods/fee/{payment_method}/{currency}/{amount}

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Response Example

{
  "status": "success",
  "data": {
    "amount": 10000,
    "currency": "XAF",
    "fee": 350,
    "total_payable": 10350
  }
}
[!NOTE] For high-volume merchants, the Platform Fee is reduced to 0.5%. Contact your account manager for tiered pricing.