> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pavewaygroup.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees & Quotes

> Understand PaveWay's transparent fee structure and tax handling.

PaveWay provides a transparent fee engine that calculates costs in real-time based on the payment method, customer location, and merchant configuration.

## Fee Types

| Fee Type         | Description                                                    | Standard Rate                           |
| :--------------- | :------------------------------------------------------------- | :-------------------------------------- |
| **Platform Fee** | PaveWay's processing fee.                                      | 1.0%                                    |
| **Provider Fee** | Passthrough cost from the gateway (Stripe, Flutterwave, etc.). | Varies by country (1.4% - 4.8%)         |
| **Fixed Fee**    | A flat cost per transaction.                                   | 50 XAF (Local MM) / \$0.30 (Intl Cards) |

## Fee Bearer Configuration

You can control who pays the transaction fees using the `fee_bearer` parameter at [PaymentIntent creation](/api-reference/payments/create-intent).

* **`merchant`**: Fees are deducted from your final payout. The customer pays exactly the amount you specify.
* **`customer`** (Default): Fees are added to the transaction amount. The customer sees a slightly higher total at checkout, but you receive the full requested amount.

## Fetching a Quote

You can retrieve a real-time fee breakdown before charging the customer.

```bash theme={null}
GET /v1/payment-methods/fee/{payment_method}/{currency}/{amount}
```

### Response Example

```json theme={null}
{
  "status": "success",
  "data": {
    "amount": 10000,
    "currency": "XAF",
    "fee": 350,
    "total_payable": 10350
  }
}
```

> \[!NOTE]
> For high-volume merchants, the **Platform Fee** is reduced to **0.5%**. Contact your account manager for tiered pricing.